Insurance
Using your private health insurance with blip.
We are working through provider network registration with the major UK health insurers. This page covers the current position and what to do in the meantime.
Current position
Blip Healthcare Ltd is registered with the Care Quality Commission (CQC) for the regulated activity of Treatment of disease, disorder or injury. CQC registration is the main requirement for insurer panel approval. We have now submitted formal applications to each insurer listed below. This page will be updated as approvals come through.
Insurers we are applying to join
What this means for you now
Check your policy
Contact your insurer's member helpline and ask whether they will pre-authorise treatment with a CQC registration pending private mental health provider that is not yet on their formal panel. Some insurers approve this on a case-by-case basis while provider registration is in progress.
Self-pay with reimbursement
Some policies allow you to pay for treatment directly and then claim the cost back from your insurer. Check your policy documents or member helpline to confirm whether this is available and what documentation your insurer needs. We can provide a clinical receipt and treatment summary for reimbursement claims.
Contact us with questions
If you have spoken to your insurer and need clarity on our CQC registration status, clinical governance arrangements or fee structure, contact us at enquiries@blip.org.uk. We are happy to provide a letter of confirmation to support a pre-authorisation request.
How the insurance route works once approved
- 1
Contact your insurer to confirm mental health cover and obtain pre-authorisation for the number of sessions approved.
- 2
Send us your pre-authorisation reference and a copy of your policy schedule. We will confirm what your insurer will cover before any sessions begin.
- 3
Sessions are invoiced directly to your insurer at the fee agreed during provider registration. You pay nothing beyond any excess or co-pay set in your policy.
- 4
At the end of each billing period, we submit a clinical report to your insurer as required under the terms of your policy.
Does your insurer require a GP referral letter?
Some insurers require a GP referral letter before pre-authorising mental health treatment. Others accept self-referral with a brief GP note confirming the presenting difficulty. Check your policy or contact your GP surgery before getting in touch with us, so we can move quickly once you do.
Want to start now rather than wait?
Self-pay gives you access to the full clinical team now, with no pre-authorisation delay. Speak to us about the options.